Structuring Portfolios for Retirement Income Needs
Estate Management Group assists investors with the accumulation and growth of a retirement portfolio AND the distribution of a retirement income stream.
We design strategies for our clients that are focused on accumulation and decumulation.
Pre-Retirement - The Accumulation Phase
During the accumulation phase Estate Management Group will provide investment recommendations and strategies based on your retirement income goals. Our team works with investors to help manage risk as retirement nears and to periodically rebalance their portfolio to maintain the target allocation.
Retirement - The Decumulation Phase
Getting to retirment is half of the strategy. Designing your portfolio to provide retirement income for life represents the decumulation, or income, phase. Estate Management Group utilizes a combination of insurance and investment strategies in order to provide retirees with short-term income goals as well as continued portfolio growth to support their future income needs.
Retirement Income Planning Strategies
- Fee Based Asset Management
- Bonds and Fixed Income
- Fixed and Variable Annuities
- Mutual Funds